Shirley Hou

NMLS # 969832

832-437-4191

sc@katymtg.com

Shirley Hou

Blog

New Conforming Loan Limits

New Conforming Loan Limits

The Federal Housing Finance Agency (FHFA) announced the maximum conforming loan limits for home loans to be acquired by Fannie Mae and Freddie Mac in 2018. In most of the U.S., the 2018 maximum conforming loan limit for one-unit properties will be $453,10

Dec 06, 2017 |

Moving to The Suburbs

Moving to The Suburbs

Homeowners who earn a high income are showing a preference for the suburbs—and even the far-out “exurbs”—over downtown living. A Census Bureau analysis of the 53 largest U.S. metros shows that only 3 percent of homeowners employed

Nov 22, 2017 |

Happy Thanksgiving

Every year it seems like the months go by more quickly than before. Here we are wishing everyone a happy Thanksgiving already. Where did the summer go? Though the year passed quickly, there is plenty for us to give thanks for. This has been another year o

Nov 22, 2017 |

Weathering the Storms

Weathering the Storms

The storms are over. The regions hit by the storms are recovering to various degrees. We all thought that the third quarter would see a pause because of the storms' devastation. However, with a preliminary reading of 3.0% economic growth, a lot of for

Nov 13, 2017 |

A New Generation Awakes

A New Generation Awakes

In its most recent study, Zillow Group examined the newest generation to enter the housing market – Generation Z. Wait, what? Already? Are they even old enough to enter the housing market? As it turns out, yes, they are. Generation Z is co

Nov 08, 2017 |

Rebuilding America's Housing Underway

Rebuilding America's Housing Underway

Projections for next year’s housing market are already underway, as 2018 could be seeing significantly more home renovations and repairs taking place. A report released from the Remodeling Futures Program at the Joint Center for Housing Studies of H

Nov 06, 2017 |