Shirley Hou

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Shirley Hou

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Fed Signals Rate Increase Soon

Fed Signals Rate Increase Soon

Another interest-rate hike may be coming soon, according to the minutes of the Federal Reserve’s last policy meeting. The minutes, released Wednesday, showed the Federal Open Market Committee discussing the possibility of raising rates soon to coun

Aug 24, 2018 |

Are Fixed Rate Mortgages or Adjustable Rate Mortgages better for me?

Are Fixed Rate Mortgages or Adjustable Rate Mortgages better for me?

When you are in the market for a mortgage, one of the many decisions you’ll have to make is whether to apply for a fixed-rate loan or an adjustable rate mortgage (ARM). Both can be beneficial, depending on your situation. Learning the difference bet

Aug 15, 2018 | Purchasing a Home Fixed Rate Mortgages Adjustable Rate Mortgages Refinancing a Home

The Top 4 Reasons You Should Get a VA Loan

The Top 4 Reasons You Should Get a VA Loan

If you are a military veteran or are currently serving active-duty, there is an incredible mortgage loan available to you through the Department of Veterans Affairs – the VA loan. VA mortgages are made through regular lenders but backed by the Depar

Aug 01, 2018 | VA Loans

Should I Pay Mortgage Points?

Should I Pay Mortgage Points?

If you are buying a home or refinancing, you have probably heard about “mortgage points.” This form of pre-paid interest can save you thousands of dollars over the course of your loan but in many circumstances is not worth the upfront cost. Ho

Jul 18, 2018 | Purchasing a Home Interest Rates

The market

The market

Further interest rate increases are in the future, according to the chairman of the Federal Reserve. The economy is running at a fast enough pace that continued rate increases are justified, Fed Chair Jerome Powell said today in remarks to the Senate Ban

Jul 17, 2018 |

Happy Independence Day 2018!

Happy Independence Day 2018!

We wish you a Happy Independence Day and hope that your day is filled with great food, fun, friends, family and fireworks. Let us all remember the founding of our great nation and the freedoms we enjoy and all those that have sacrificed so much for u

Jul 03, 2018 |